March 2026 Practice Management: Housing Solutions for Gray Divorce

Includes a Live Web Event on 03/03/2026 at 1:00 PM (EST)

March 3, 2026, 1PM EST

On March 3rd, Chris Bruser, a Home Equity Retirement Specialist with Mutual of Omaha Mortgage will present a Practice Management, continuing education webinar designed for Certified Divorce Financial Analysts® seeking to enhance their planning expertise in gray divorce cases.

This program examines the role of the Home Equity Conversion Mortgage (HECM) within a financial planning framework, including borrower eligibility requirements, regulatory considerations, and suitability factors for appropriate use in divorce settlements.

The session will focus on two primary strategies for addressing the marital residence while supporting income sustainability and portfolio preservation:

Retaining the marital home through a spousal buyout using HECM proceeds
Selling the residence and reallocating divided assets to purchase separate primary homes, without mandatory monthly mortgage payments

Through case studies, participants will evaluate financial outcomes, liquidity impacts, and risk considerations to better integrate housing wealth into divorce settlement modeling for clients age 62 and older.

Facebook- Chris Bruser and Chris Bruser at Mutual of Omaha Reverse Mortgage
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Chris Bruser

Certified Reverse Mortgage Professional

Mutual of Omaha Mortgage

Chris Bruser is a Certified Reverse Mortgage Professional and one of the nation’s leading advocates for incorporating housing wealth in retirement income planning. Over the last 19 years he has helped over 700 families secure their retirement via a reverse mortgage. Not insignificantly, Chris has helped senior divorcing couples achieve equitable housing by using reverse mortgages as part of the settlement. Devoted to honest and transparent dialog, Chris serves as a trusted resource for those advisors demanding accurate and current housing wealth solutions for their clientele.

Recently Chris’s work focuses on research published by thought leaders Barry Sacks, J.D., Ph.D., Jack Guttentag, Ph.D., Professor Emeritus at the Wharton School, John Salter, Ph.D., CFP®, Harold Evensky, CFP®, Jamie Hopkins, Esq., CFP®, RICP and Wade Pfau, Ph.D., CFA.

These experts have demonstrated that the conservative use of housing wealth mitigates volatility risk in retirement distributions.

For example, in 2012, The Journal of Financial Planning published two papers (Sacks, and Salter/Evensky) advocating that planners take a fresh look at housing wealth as an antidote to sequence of returns risk and reverse dollar cost averaging.

Chris works with financial institutions that are advising those in retirement, or about to retire. These include divorce professions, financial planners, attorneys, accountants, and wealth managers. Chris is adept at helping advisors slow investment portfolio depletion with the prudent use of the housing asset.

As an instructor with the Retirement Resource Center, Chris has taught hundreds of financial advisors, real estate agents and institutions in sound retirement financing through the FHA-insured Home Equity Conversion Mortgage.

Chris serves on the Board of Directors of NAIFA-Tampa and is a 2019 graduate of the NAIFA Leadership in Life Institute (LILI). He was named Outstanding Member of the Year in 2022. He is a member and Past President of the Financial Planning Association (FPA) of Tampa Bay, and a 20- year member of the South Tampa Chamber of Commerce, where he was named the 2023 Ambassador of the Year and is the Founder of the Taste of South Tampa, their signature event and largest fundraiser.

Chris has been a resident of Tampa since 2001 and is originally from Cincinnati. He has a 15-year-old son, Brantley who’s an avid golf nut and loves playing golf with his Dad.