December 2, 2025, 1PM EST

This presentation will provide a broad understanding of the common scenarios we encounter in Medicaid planning for couples or divorcees. The chief question we will address is the impact of divorce on Medicaid eligibility. We will look at relevant case law and federal law concerning spousal protections when an individual requires financial assistance for long-term care. We will also delve into the common but often little-used concept of Medicaid Divorce. Furthermore, we will explore strategies for separating financial assets with an eye toward maintaining Medicaid eligibility. Finally, we will examine the use of Medicaid-compliant annuities and discuss whether divorce might be avoided or delayed to save on long-term care costs.