Military Divorce Doesn't Have to Mean War. Learn the Jargon of Military Speak.

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Includes a Live Event on 09/13/2021 at 2:15 PM (EDT)

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Do you feel like Buzz Lightyear when it comes to Military Divorces?  To Infinity and Beyond ...? Is all the language confusing as to understanding: Final Pay, High-Three, Blended Retirement, TSP, TRICARE, CHCBP, SGLI, SBP, G.I. Bill, DFAS, DEERS, LES, BAH, BAS, VA Disability, Frozen Benefit Rule, RAS ….....? 

Knowledge is power! Join David Smith and Diane Hall as they unravel this alphabet soup and provide you with specific strategies related to analyzing and dividing military benefits.

David Smith


In April of 2015, David Smith opened his comprehensive divorce financial planning firm, Sand Oak Divorce Solutions, in Panama City, Florida. In addition to the personal experience of seven divorces in his own family, David realized an overwhelming unmet need in his local community. Couples and individuals lacked access to an unbiased professional resource to provide affordable, focused, and divorce-specific financial education and advice, to help them "divorce smartly.”David is passionate about making divorce a less stressful and more cost-effective experience. As a Certified Divorce Financial Analyst® (CDFA®), he specializes in helping individuals and couples answer the financial questions they have before, during, and after their divorce. As a Financial Settlement Facilitator, Certified QDRO (Qualified Domestic Relations Orders) Specialist (CQS), and Master Analyst in Financial Forensics® (MAFF®), David assists with document collection, completing financial affidavits, identifying creative settlement scenarios for marital property division, alimony and child support calculations, pension valuations, QDRO preparation and facilitation, and separate property tracing.

Other specialties include helping clients smartly divide brokerage accounts, retirement plans, pensions and annuities; evaluating whether or not to keep the marital home, and the short and long-term effects of these critical decisions.

As a Collaboratively Trained Financial Neutral and Florida Supreme Court Certified Family Mediator, David can work either jointly with both parties (with or without Attorneys) to design their own best outcomes for their individual situation, with both parties in the Collaborative Divorce process, or with only one party within the divorce.

David is an independent Financial Advisor, Chartered Financial Consultant® (ChFC®), Chartered Advisor for Senior Living (CASL) & Financial Organizer & Coordinator with over 13 years' experience.

In 2002, he retired from the U.S. Air Force after serving 20 years as a General Dental Officer. He is married, has two wonderful daughters, and enjoys listening to smooth jazz and informational podcasts, taking long jogs early in the morning, and getting out on the water in his kayak for some occasional fishing and relaxation

Diane Hall


Gateway Insurance & Financial Services.

Diane Hall is an independent financial advisor. Since 1994, she has advised in excess of 500 individuals regarding planning and investing. She specializes in investment management and retirement income planning. Whether you’re saving for retirement or trying to figure out the next step after a divorce, Diane will combine her skills and near limitless resources to provide you answers. 

In 2015, after her own long, high conflict divorce, Diane became a CDFA to assist others in completing the process financially intact and without losing their sanity.  Divorce is never easy, but you can get through it and still be whole. 

Diane works with only one rule: “Do what is best for the client.” Her client-driven model of working to understand her clients’ true values and their needs helps her provide exceptional personalized service. While she lives in Bulverde, Texas, she travels extensively to serve clients throughout Texas.

Utilizing the resources of Cambridge Investment Research and Gateway Financial Advisors, she is able to offer financial and risk management services and products that best serve her clients’ needs. Gateway Financial Advisors, Inc. is an independent financial services firm dedicated to providing objective advice. By aligning with Cambridge Investment Research, Inc., one of the most respected independent broker-dealers in the industry, she has the freedom to focus on clients’ goals while building long-term relationships. 

Diane is licensed in several other states, allowing her to offer investments and financial advice funded by stocks, bonds, mutual funds, alternative investments, and annuities to residents across the country. She is also licensed for Life, Health, Accident, and Property and Casualty insurance. Diane is also as a Certified Divorce Financial Analyst® professional. 

Mrs. Hall is proud to say she has spent her whole life living in Texas. She was educated in San Antonio and at West Texas State University. Her leisure time is spent on various charitable Board activities and with her husband, Tex Hall, and children, Mallory and Connolly. They all share her lifelong interest in American Quarter Horses, including breeding and showing Halter and Western Pleasure horses. She also supports the military community affiliated with the Joint Base in San Antonio and was previously an Honorary Commander at Lackland AFB and the President of the Association of United States Army, Alamo Chapter. 


Military Divorce Doesn't Have to Mean War. Learn the Jargon of Military Speak.
09/13/2021 at 2:15 PM (EDT)   |  60 minutes
09/13/2021 at 2:15 PM (EDT)   |  60 minutes